HOW TO BUY A HOUSE IN ITALY
1 - FIND A PROPERTY THAT MEETS YOUR NEEDS
If you want to buy a property in Italy and you still have to look for it, here are some suggestions.
This first search operation can be done by you online. In Italy the main real estate ad portals are these:
You can search for the property you want by setting city, price, size. Next to the announcement you will find the reference of the real estate agency that published it.
2 - ENGAGE A SURVEYOR (GEOMETRA)
Now that you have found some potential properties that interest you, if you have not already done so, it is important that you hire a surveyor who will protect you and advise you on the checks to be made on the property.
The surveyor will verify that all the documents of the property are in order or, if irregularities are present, that everything is settable before the final contract. (Contact us for any questions about this service!)
3 - THE PURCHASE PROPOSAL (PROPOSTA DI ACQUISTO)
A tool now widespread in Italy is the purchase proposal. It is an offer that the potential buyer makes to the seller for his property. It has the advantage of stopping the deal and trying to offer a lower price than the one requested, but be careful, once the proposal is accepted (signed) by the seller it becomes a preliminary purchase contract (contratto preliminare di compravendita) in all respects. It is therefore important to be able to check as much as possible with a surveyor before signing it, or in any case to tie it to the future regularity and marketability of the property so as not to find oneself in unpleasant situations. It usually requires the buyer to pay the seller a deposit to confirm the commitment made of a free amount but usually a few thousand euros (about 5k).
4 - THE PRELIMINARY PURCHASE CONTRACT (CONTRATTO PRELIMINARE OR COMPROMESSO)
The preliminary purchase contract is made in the same form as the final contract but does not require the presence of a notary. It is done in order to put on paper the promises and conditions between the seller and the buyer, pending the final contract and the regularization of documents and things that are not in order. It contains the data of the seller and the buyer, the data of the property, the price and the methods of payment, as well as all the conditions of purchase between the seller and the buyer. The preliminary purchase contract is usually written by the surveyors of the seller and the buyer, each for the protection of his customer, and is therefore registered at the tax agency and will be mentioned by the Notary in the final contract. It usually requires the buyer to pay the seller a deposit to confirm the commitment made of a free amount, usually about 10% of the purchase value or in any case about 10k euros.
5 - THE DEFINITIVE PURCHASE CONTRACT (ATTO NOTARILE OR ROGITO)
The final purchase contract is made with a notary. It is the definitive act of transfer of ownership and effective date of all the owner's commitments regarding taxes, etc.
The Notary is chosen and paid by the buyer. The surveyor of the buyer will prepare for the Notary a report containing all the details of the contract and the documentation of the property purchased.
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Have you bought a house or land and now you want to build or renovate your property?
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