HOW TO BUY A HOUSE IN ITALY
The Pratical Guide for International Buyers
Step-by-step rules to take you from the idea to the keys in your hand
Where to Find Real Estate Listings - The Professionals Involved - Steps and Things to do - Inspections and Document Checks to Be Done - Types of Purchase Contracts - Taxes and Purchase Costs - Buying with a Mortgage - What to Do Right After the Purchase - Renovating in Italy - Generating Income from the Property - Case Studies and Real Scenarios - Glossary
Author: Francesco Bianchini
Pages: 136
ISBN: 979-12-243-0978-9
CONTENTS
1) INTRODUCTION
▪ Author’s presentation
▪ Purpose of the book
▪ Cultural and legal differences between buying a house in Italy and in other countries
2) WHY BUY IN ITALY
▪ Typical motivations of international buyers
▪ Most popular areas with pros and cons
▪ Market trends
3) WHERE TO FIND REAL ESTATE LISTINGS
▪ Difference between agencies, private sellers, auctions
▪ Italian real estate websites
▪ How to evaluate listings
4) THE PROFESSIONALS INVOLVED
▪ Independent technician (surveyor/geometra, engineer, architect)
▪ Real estate agent: what they do and what they don’t do
▪ Notary: role, limits, costs
▪ Lawyer: when it is really necessary
▪ Accountant: when needed
▪ Differences between Italy and other countries
5) PRELIMINARY STEPS AND THINGS TO KNOW BEFORE BUYING
▪ Obtaining an Italian tax code (codice fiscale)
▪ Opening an Italian bank account (pros and cons)
▪ Power of attorney and remote signing
6) FIRST CONTACTS AND PROPERTY VIEWING
▪ First contact with agency or seller
▪ How to organize an effective property visit
▪ Checklist of questions to ask
7) ONSITE INSPECTIONS
▪ Structure
▪ Systems and installations
▪ Drainage and sewerage
▪ Roof
▪ Cracks
▪ Mold and dampness
▪ Waste materials and asbestos
▪ Furniture and fixed elements
8) DOCUMENTS TO BE VERIFIED
▪ Who checks the property
▪ Land registry and cadastral compliance
▪ Building compliance (municipal permits)
▪ Urban planning zone and public restrictions (vincoli) checks
▪ Legal ownership and absence of mortgages, debts, bankruptcies, easements
▪ Systems and energy certifications
▪ Condominium situation
▪ Buying from a company vs. a private seller
9) TYPES OF PURCHASE CONTRACTS
▪ The purchase proposal
▪ The preliminary contract
▪ The final contract (deed)
10) TAXES AND PURCHASE COSTS
▪ Main property purchase taxes
▪ Purchase from a company
▪ Purchase with a company
▪ Practical calculation examples
▪ Other related costs (notary, real estate agent, independent technician, interpreter)
11) THE PURCHASE OFFER
▪ When and why to make it
▪ Pros and cons of the purchase offer
12) BUYING WITH A MORTGAGE
▪ Purchase with bank financing
▪ Differences for international buyers
13) THE DAY OF THE FINAL CONTRACT
▪ What happens at the notary’s office
▪ Payments (Italian vs. foreign account)
▪ Translator required
14) WHAT TO DO AFTER THE PURCHASE
▪ Utilities
▪ Italian property tax (IMU)
▪ Waste tax
▪ Condominium
15) RENOVATING IN ITALY
▪ Permits, timelines, bureaucratic process
▪ Design, site management, typical costs
▪ Possibility of a swimming pool, extensions, historical restrictions
16) GENERATING INCOME FROM THE PROPERTY
▪ Short-term rentals (Airbnb, holiday homes)
▪ Long-term rentals
▪ Basic tax rules
17) FINAL GLOSSARY
▪ Italian technical terms with English explanation
LOOKING TO UNDERSTAND THE PROCESS OF BUYING A HOME IN ITALY AND WOULD LIKE TO SCHEDULE A PERSONALIZED CONSULTATION?
If you're looking to understand how the process of purchasing a property in Italy works, the professionals involved (whether mandatory or optional), the types of contracts available, potential risks, costs you might encounter, or if you have any other questions, don’t hesitate to reach out for a consultation.
We offer personalized consultations to answer all your questions, either via email, voice call, or video call.
Contact us at info@bianchinifirm.com for more information and to inquire about the consultation fees.
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